Terms & Conditions
Last Updated: January 2026 • Effective Date: January 1, 2026
1. Acceptance of Terms
By accessing and using www.npspensioncalculator.com, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue use of this site.
2. Financial & Investment Disclaimer
All calculations, pension estimates, compounding projections, and tax deduction figures provided on this site are for educational and estimation purposes only. Actual returns depend on market fluctuations, PFRDA guidelines, annuity provider rates, and individual tax profiles.
3. Intellectual Property
The software design, custom compounding algorithms, branding, logo, and written guides on this website are the intellectual property of www.npspensioncalculator.com and protected under copyright laws.
4. Governing Law
These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of the use of this website shall be subject to the exclusive jurisdiction of the courts in India.